Buy a Home

Home Purchase Options

Regardless of where you are in your new home search, we can help. If you're still searching, reach out today to a ROUNDPOINT LLC-3 Loan Advisor to get a quick pre-qualification or pre-approval so you can get an idea of how much you can afford. Once you're ready, your Loan Advisor will work with you to design a home loan that fits your lifestyle.

Some of our most popular new home loan options can be found below:

Fixed-Rate Mortgages  Our Conventional 30-year and 15-year fixed rate mortgages are well known for their popularity and stability. When you lock in a fixed rate mortgage, your mortgage rate and monthly mortgage payment will remain the same for the life of your home loan.  

Adjustable-Rate Mortgages (ARM) Available in 3/1, 5/1, 7/1, and 10/1 terms, the interest rate of an adjustable-rate mortgage, and the monthly payment, changes throughout the life of your loan. This option might make sense for you if you plan on moving or refinancing before the end of the ARM term. FHA Mortgages Insured by the Federal Housing Administration, FHA mortgages are a great option for those with bad credit or less money saved to put toward a down payment.  VA Mortgages Exclusively for veterans, active military, and their families, VA loans feature low mortgage rates, flexible credit, and extremely low down-payment options. 

USDA Mortgages If you are purchasing a home located in an eligible rural area, you may be able to take advantage of the many benefits of a USDA mortgage. USDA home loans allow up to 100% financing and reduced closing costs to make homeownership more affordable.

Renovation Mortgages Purchase a fixer-upper and finance the cost of updating it into your mortgage with a renovation home loan. 

Jumbo Mortgages Jumbo home loans allow buyers to finance more than conventional lending limits allow. If you’re interested in purchasing a luxury property, reach out to a Loan Advisor to find out how a jumbo mortgage can help.