Reverse Mortgages

Unlock the equity in your home. Exclusive home loan program for seniors 62 and older.

Tap into your equity

Reduce financial stress with our reverse mortgage. Also known as a Home Equity Conversion Mortgage (HECM), a reverse mortgage from ROUNDPOINT LLC-3 allows you to access cash from the equity you’ve already built into your home AND stop paying your monthly mortgage payments as long as you continue to pay taxes and insurance.

Click here or call now to speak with a Reverse Mortgage Loan Advisor immediately at: 855.441.3558



What Is a Reverse Mortgage?

With a reverse mortgage, you get a loan in which the lender pays you! A reverse mortgage allows you to access the equity in your home and convert it into cash – a kind of advance payment on your home equity.

Depending on what option you choose, you can receive additional cash monthly or all at once. Your reverse mortgage proceeds are not subject to income tax and are a great way to supplement retirement income. Consult with your financial advisor for guidance.

Reverse mortgages do have a few stipulations

You are required to live in your home as your primary residence and maintain the property appropriately. Taxes and insurance must also be kept current.

Want to see what a Reverse Mortgage might look like for you?

Use our calculator and see how much cash you might get from a reverse mortgage.






Here are answers to some of the most common questions about reverse mortgages that might help you decide if a reverse mortgage is the right fit for you:

  • You're not selling your house to the bank. As long as you meet the loan obligations of the reverse mortgage, you will remain the owner of your home and can live in it for as long as you want.

  • You'll never owe more than your home is worth. Since reverse mortgages are non-recourse loans, once your home has been sold, the loan is considered paid-back—even if the balance of the mortgage exceeds the sale amount!

  • You can use a reverse mortgage as a line of credit or to supplement income. Reverse mortgages aren't a last resort! Many people use them simply to ensure their own financial peace-of-mind.

  • You can still have a mortgage to apply for a reverse mortgage. You don't have to own your home outright! To qualify for a reverse mortgage, you need only have enough equity built into your home.

  • You do not need to be retired to have a reverse mortgage. While this is a great option for those approaching or in retirement, you do not need to be retired in order to qualify.

Who Qualifies for a Reverse Mortgage?

You likely qualify for a reverse mortgage if you…

  • Currently own your home and live in it as your primary residence
  • Are at least 62 years old
  • Have a good amount of equity in your home

Does this sound like you? Let's get the process started! Click below or CALL NOW to speak with a Reverse Mortgage Loan Advisor immediately at 855.441.3558

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When Do I Pay Back My Reverse Mortgage Loan?

You will remain the owner of your home and can live in it for as long as you want, as long as you meet the loan obligations for your reverse mortgage. Once the home is sold, you’ll pay back your loan costs with the proceeds from the sale. Take comfort in knowing that reverse mortgages are non-recourse loans - this means you or your heirs will never owe more than the appraised value of the property.

How Do I Receive the Cash from My Reverse Mortgage?

We have lots of options for cash payouts – choose the one that best suits your needs:

  • One lump-sum payout
  • Monthly payouts for a fixed term
  • Monthly payouts for life
  • As needed as a growing line of interest
  • A combination (line of interest and monthly payout)

What Can I Use My Reverse Mortgage Payout For?

There are no limits to how you use this cash! Fund large purchases, supplement your retirement income, or have on hand for peace of mind – the possibilities are endless.

Ready to learn more?

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